Move beyond banking hours
Eligible on-chain transfers can continue across time zones, weekends and holidays.
STABLECOIN-ENABLED. ENTERPRISE-CONTROLLED.
Real-time finance.
Around the clock.
Bring treasury, liquidity and cash management into real time.
Integrate stablecoins as digital currency into your financial operations. STM connects the workflows, controls and intelligence that make always-on money movement operational.
Banking rails. Stablecoin rails. One coordinated view.
ONE CONNECTED FINANCIAL ECOSYSTEMSTM / 01
01 Your organisation
BFSIBanking, financial services & insurance
Corporates & MNCsEnterprise treasury
Crypto treasuriesDigital-asset liquidity
Payment instructions & treasury needs
02 / DACS PLATFORM
STM Orchestration
Instruction checksRoute comparisonPolicy & approvals
Your authorised signatoriesApprove and instruct your chosen providers
03 Your service providers
Banks & custodiansAccounts & custody
OTC desksLiquidity & conversion
On / off-ramp providersFiat / digital-asset access
PSPsPayment service providers
External execution & settlement
Bank & card railsStablecoin networks
04 / Evidence back to STMObserve → Reconcile → Treasury visibility
Your organisation retains custody and execution.
THE OPPORTUNITY
Your business runs around the clock.
Your money should too.
Banking cut-offs, settlement windows and multiple handoffs can leave money waiting while business moves on. Stablecoins open an additional route for continuous digital value transfer.
Put liquidity closer to demand
Reposition funds closer to when obligations arise, with the potential to reduce idle buffers.
See where your money stands
Connect observed balances and payment evidence to a clearer view of available cash.
Reduce payment friction
Explore routes with fewer handoffs and compare costs across the whole payment journey.
Availability and timing depend on the stablecoin, network, counterparties and any conversion or bank payout involved.
Understand the advantagesTHE ORCHESTRATION LAYER
From possibility
to everyday operations.
STM brings the steps around a payment into one coordinated workflow, from the first check to reconciled evidence.
How STM works- 01STM
Check
Check the instruction, beneficiary and observed funds. Compare eligible routes.
- 02YOUR ORGANISATION
Approve
Authorised people approve within your policy and signatory mandates.
- 03YOUR BANK / CUSTODIAN
Execute
Your chosen provider signs and moves the funds. You retain custody and execution.
- 04STM
Observe
Read bank notifications and chain evidence. Track the result against the instruction.
- 05STM
Reconcile
Match the evidence. Surface differences for investigation and resolution.
Your funds. Your authority. Your organisation and its chosen banks and custodians retain the accounts, keys and execution. STM coordinates, observes and reconciles.
TREASURY AI
See the position.
Anticipate the need.
Inform the decision.
Bring observed cash positions, liquidity forecasts and scenario analysis into the same conversation.
Turn insight into a reviewed action, with your team’s approvals and controls in place.
Explore Treasury AI Treasury overviewILLUSTRATIVE DATA
Available liquidity · USD$2.48mBank + stablecoin positions
Projected liquidityNext 7 days
TodayDay 3Day 5Day 7
Plan before a funding gap.Forecasts inform decisions. Your team stays in control.
CONNECTED CAPABILITIES
The detail behind the flow.
Payment checks & routes
Bring beneficiary, funds and route checks into a consistent instruction workflow.
Approvals & control
Apply signatory mandates, dual control and step-up approval where configured.
Observed positions
See bank and stablecoin positions with their source and observation time.
Evidence & reconciliation
Match instructions, provider results and independent evidence. Resolve exceptions.
Treasury intelligence
Explore liquidity forecasts, stress scenarios, exposures and allocation suggestions.
Netting & records
Offset eligible obligations and maintain traceable records through the payment lifecycle.
DACS
Financial expertise.
Operational focus.
We bring together experience in financial markets, enterprise technology and business development to make digital currency useful in real operations.
Meet DACSTHE NEXT CONVERSATION
Let’s put real-time finance
to work for you.
Start with a workflow. Explore what changes with STM.